Your transmission file

When the time comes, your children won't have to go digging.

In one hour, gather your contracts, subscriptions and life-insurance policies in a secure file. When you pass away, the loved ones you designated receive it and know exactly what to do, who to notify, and what to claim.

Controlled accessA file kept up to dateRelease after verification
A senior couple calmly reviewing a file at home
Personal fileUp to date

The essential information, gathered in one place.

Contracts and subscriptions
Insurance and institutions
Designated relatives
What families go through

You may have been through it already.

When a parent dies, their loved ones first inherit an investigation: combing through months of bank statements, guessing subscriptions, tracking down contracts. At the worst possible time.

A senior couple reviewing documents together at home
6 to 12 months

of statements to comb through

It's the first task forced on families: piecing together the deceased's administrative life, transaction by transaction, digging through their privacy during mourning.

3 years*

to claim; afterwards it is often too late

After a death, bank accounts left with no word from relatives are gradually transferred to the Caisse des Dépôts. What you don't know about, you don't claim.

≈ €8bn**

of life insurance lies dormant, for lack of information

Tens of thousands of euros in capital are never paid out, simply because the beneficiaries don't know the policy exists.

* Approximate period after which the dormant bank accounts of a deceased person are gradually transferred to the Caisse des Dépôts, absent any word from relatives (Eckert law, 2014); life-insurance policies follow separate timelines. ** Estimate of unclaimed life-insurance capital in France; over €1.2 billion already returned via the public Ciclade service.

How it works

One hour today. Months spared for your children.

A deliberately simple journey to gather the essentials, designate the right people and leave them a clear starting point when the time comes.

1

Gather the essentials

Add your contracts, subscriptions, insurance and institutions. You only enter the information needed to find and handle them.

2

Designate your loved ones

Choose the trusted people who will be able to request access to the file. You remain free to change this list.

3

When the time comes, access is verified

A relative submits the death certificate. After a check by the Vitalegis team, authorised people access the information and the follow-up.

An elderly couple smiling side by side
Present without being intrusive

The file is there when needed. It stays discreet the rest of the time.

Your loved ones know the service exists, but do not access your information while you are alive. Transmission is opened only after the death and access rights are verified.

In your file

Everything that helps them understand what to do next.

Vitalegis replaces neither the notary nor the organisations involved. It gives loved ones a clear view of who to contact and which contracts to handle.

Banks and insurance

Accounts, life insurance, provident schemes, home, car and other important contracts.

Energy and housing

Electricity, gas, water, lease, co-ownership, monitoring and home-related services.

Telecoms and subscriptions

Phone, internet, digital platforms, press, gyms and recurring services.

Health and protection

Health insurance, top-up cover, dependency, assistance and social-protection bodies.

Useful information and instructions

Contact details, references, required documents and notes to ease the first steps.

Several generations joining their hands
Control and confidentiality

Your information stays under your control.

Trust does not rest on a vague promise, but on clear access rules and a verified transmission.

Restricted access

Only the people you have designated can initiate an access request.

Verified death

The death certificate is checked before the file is opened to authorised relatives.

Updatable file

You can edit your contracts, remove a relative or add information at any time.

A clear record

Access and the main transmission steps can be tracked from the platform.

Vitalegis subscription
49 €per year
  • Creation and upkeep of the personal file
  • Adding contracts and subscriptions
  • Designating trusted relatives
  • Death verification and supervised opening
  • Access to the follow-up of procedures

Creating your file is free, the subscription activates it.

A clear offer

One annual subscription, without piling on options.

The price covers keeping the file, updating it and the process of transmitting it to the designated people.

Additional services may then be offered separately, such as generating cancellation letters or fully delegating the procedures.

Frequently asked questions

Simple answers on a sensitive subject.

The service should be understood without legal jargon or anxiety-inducing talk.

Preparing without dramatising

A little time today. A clearer path for them tomorrow.

Start with the few contracts that come to mind. The file can grow with you, simply.

Funeral home, notary, mutual insurer? Offer the transmission file to your clients, free and no commitment.