Sparing your loved ones the administrative investigation that follows a death.
Vitalegis is a transmission file. During your lifetime, you gather the list of your contracts, subscriptions and life-insurance policies, and you designate the people who will receive this file when the time comes, so they know who to notify, what to cancel and what to claim, without having to dig through your life.
Why we created Vitalegis
We have been through the loss of loved ones, and the administrative maze that follows. Weeks spent poring over statements, guessing at subscriptions, discovering contracts too late. At the very moment you would need help, nothing really comes.
Grief takes time and presence. Yet it is precisely the moments that could bring a family together and help everyone move forward that get eaten away by paperwork. Administration becomes an obstacle where one should be able to breathe.
There is also a quieter pain: having to search through the life of the person who has died (their mail, their accounts, their habits) feels intrusive, almost indecent, at the worst possible moment.
And then there is the long tail of follow-ups to make, in already overloaded lives, with the countless subtleties involved in terminating each contract. So many obstacles piling up just when you have the least time to face them.
Vitalegis was born from this. Gathering the essentials while you are alive so that your loved ones know, from the very first week, what exists and who to contact, and can devote their energy to what truly matters.
A directory, not a vault
Vitalegis brings together simple information: the name of an organisation, a contract reference, and the people you have designated. Nothing that, out of context, holds any exploitable value. Our role is upstream: making it known that a contract exists, so it is never overlooked.
What Vitalegis does
- Keeps the list of your contracts and organisations in a secure file.
- Informs the loved ones you designate that the file exists.
- Opens the file to authorised loved ones only after the death has been verified.
- Reminds you regularly to keep the file up to date.
What Vitalegis is not
- Neither a will nor a notarial deed: Vitalegis does not determine heirs and does not replace a notary.
- Not legal or financial advice: we provide no guarantee of that nature.
- Not a fund-recovery service: this process is free through public services.
- Not a password vault: we never store any.
Our confidentiality commitments
Trust does not rest on a vague promise, but on clear rules. It is those rules that make the service safe.
Never any passwords
We store no passwords, nor any full banking details. A Vitalegis file holds no exploitable value if it were viewed out of context.
Data encryption
Your information is encrypted at rest and in transit, and hosted within the European Union.
GDPR and post-mortem directives
The fate of your data after death follows your explicit directives, in line with the French Data Protection Act. The annual confirmation also serves as data hygiene.
Data minimisation
We collect only what is necessary: organisation name and contract reference. No amounts, no banking details.
The official steps are free
Searching for and recovering unclaimed sums goes through free public services. Vitalegis does not replace them and earns nothing from them: our value is upstream, making it known that a contract exists. For the process itself, contact these organisations directly.
Every year, significant sums remain unclaimed, most often because relatives are unaware that a contract exists. Lawmakers addressed this with the Act of 13 June 2014, known as the “Eckert Act”, which requires insurers and banks to seek out beneficiaries; failing that, the funds are transferred to the Caisse des Dépôts, where they remain claimable via Ciclade. These dormant holdings amount to billions of euros. The search itself is always free.
Official sources
Who writes these pages
Vitalegis Editorial
Vitalegis editorial team
We document transmission steps with a concern for restraint and accuracy, and systematically point to the relevant public services for official procedures.
- Topic: estates & transmission
- Public sources cited